Financing

If you are eligible for an increase, you may request this through the Cherry Consumer Portal. Increased approval amount and decision are subject to eligibility. If you do not see the button to “request an increase,” it means you are ineligible for an increase at this time.

Yes, Cherry does not have any prepayment penalties. If you have interest and pay off early, you'll even avoid some of that interest.

No, if you're eligible for a 0% APR offer, it doesn't expire for the current approval. For example: if you were approved for a 6 month term with 0% APR, this promotion is valid until the end of term as long as you stay current with your payments.

Once you input your purchase price, you'll be provided with the options you have for down payment. It is due when the provider confirms they will need the funds. Remember to bring your bank-issued debit or credit card when you are ready for checkout. Making payments via credit card will result in a 2.99% processing fee; there is no processing fee for a traditional bank-issued debit card.

To request a refund, please contact LovMedSpa directly. We defer to their refund policies and cannot initiate a refund without their approval. Once authorized, the refunded amount will be deposited into your account and your Cherry loan balance adjusted accordingly.

Yes, Cherry may report the status of our borrowers' accounts to Equifax, one of the major credit bureaus.

Cherry is required to report all payment history to the credit bureaus. This means we may also report late payments, missed payments, or other delinquencies on your account.